Welcome

Getting into the Tech-Industry as a First-Generation individual

January 25, 2023 / Pablo Delgado / 0 Comments

5 Books to read!

June 19, 2021 / Pablo Delgado / 0 Comments

Bank Account Fees!

March 1, 2021 / Pablo Delgado / 0 Comments

We often see banks as our local financial institutions where our money is kept safely, with friendly bank tellers, and with the convenience of ATMs around town; however, we often don’t realize how unfriendly their fees are and how much they end up taking from hard-working people such as yourself! You are here because you …

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Health Savings Account (HSA)

January 19, 2021 / Pablo Delgado / 0 Comments

In the last 2 articles I covered two tax-advantage retirement accounts 401k, and Roth IRA. Now I’m covering The Health Savings Account (HSA), another tax advantaged account with amazing benefits for those individuals with a high deductible health plan. I’ve personally used it for the last 7 years and now take advantage of the investment …

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Retirement Funds – Roth IRA

January 18, 2021 / Pablo Delgado / 0 Comments

In this retirement funds series, I’ve covered The 401k plan that your employer might offer and that you should be enrolled in. If your employer does not offer a 401k, you have other options such as a Roth IRA. This will ensure you are able to invest to your retirement and ensure you are taken …

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Retirement Funds – 401K

December 30, 2020 / Pablo Delgado / 0 Comments

Understanding that most of us can’t rely on social security or pensions to live off during retirement is pretty scary, but it’s even scarier to know that you are not taking advantage of your 401k employer matching contributions. Let’s change that! What is a 401k A 401k is a tax-advantaged, company-sponsored retirement account that allows …

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Side Hustles!

December 28, 2020 / Pablo Delgado / 0 Comments

Side hustles are a great way to earn extra cash outside of your normal job. I’m a big believer in having multiple income streams since it’ll allow you to expedite paying off any debt you might have, and maybe allow you to quit your job at some point. Additionally, if 2020 has taught us anything …

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Increase your salary!

December 19, 2020 / Pablo Delgado / 0 Comments

In the last article I shared How I doubled my salary in 2 years!, in this post I want to give my advice on how you can either re-negotiate your salary, or find a better paying job. This will all depend on your financial circumstances, and how you are feeling towards your current employers.(Note: I …

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How I doubled my salary in 2 years!

December 9, 2020 / Pablo Delgado / 0 Comments

Whether you’re deeply in debt or aggressively trying to save or invest, we often times are limited to our current job & salary. This is probably one of the worst feelings one can have as it makes you feel that money is the only thing that can make a difference. From my experience, money matters …

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Emergency Fund

December 7, 2020 / Pablo Delgado / 0 Comments

COVID-19 has proven to be one of the worst pandemics of our lifetime and for some it has proven to be disastrous for their personal finances. Whether you personally lost your job, or were furlough from your company, or perhaps had an unfortunate event such as being hospitalized and not being able to work, the …

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